7 Simple Strategies to Build and Rebuild Credit

Sadly, there is no quick fix to establishing and building positive credit. Because healthy credit practices aren’t normally discussed in homes or taught in public schools, many Americans don’t understand how credit works and…

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What Is Bitcoin?

Bitcoin is a digital currency used to purchase items online. Payments are cheap because bitcoins they do not carry any additional bank charges, government control or regulation. Many companies such as Microsoft, Virgin Airlines,…

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Five Reasons to Avoid Payday Loans

The lure of quick cash from payday loans may seem like an easy solution to money shortages during a time of need. Also called check loans or cash advances, the borrowed money is secured…

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How to Deal with Debt Collectors

There’s nothing more aggravating than having debt collectors hound you early in the morning when just waking up, at work or during dinner time with your family. The constant annoyance of your phone ringing…

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How to Dispute Errors on Your Credit Report

Let’s face it. Nobody is perfect, and even your credit report can fall victim to imperfections. Your credit report could be a deciding factor in obtaining a credit card, landing that new job, buying…

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